Terms of Service

Last Updated: January 23, 2026

PLEASE READ THESE TERMS CAREFULLY

By accessing or using Keys, Codes & Modes (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Benjamin Ryan ("we," "us," or "our") regarding your use of the Keys, Codes & Modes website (keyscodesandmodes.com) and all related services, features, and content (collectively, the "Service").

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

Your continued use of the Service after changes constitutes acceptance of the new Terms.

3. Account Registration

To access certain features, you must create an account. You agree to:

You must be at least 13 years old to create an account. If you are under 18, you must have parental consent.

4. Subscription Plans and Billing

Free Plan

Access to 3 selected applications at no cost. No payment information required.

Paid Plans

Billing Terms:

5. Cancellation and Refunds

See our separate Refund Policy for complete details.

Summary:

6. Intellectual Property Rights

Our Content

All content on the Service, including but not limited to:

...is the exclusive property of Benjamin Ryan and protected by copyright, trademark, and other intellectual property laws.

Your License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

Restrictions

You may NOT:

7. Acceptable Use Policy

You agree NOT to:

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

We disclaim all warranties, express or implied, including but not limited to:

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

10. Indemnification

You agree to indemnify and hold harmless Benjamin Ryan from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:

11. Termination

We may suspend or terminate your access to the Service:

Upon termination:

12. Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

Arbitration

Any dispute arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except:

Class Action Waiver

You agree to resolve disputes individually and waive the right to participate in class actions or class arbitrations.

13. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full effect.

14. Entire Agreement

These Terms, along with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Benjamin Ryan regarding the Service.

15. Contact Information

For questions about these Terms, contact:

Benjamin Ryan
Keys, Codes & Modes
Santa Barbara, California, US
Email: contact@keyscodesandmodes.com
Phone: (805) 886-4092

By using Keys, Codes & Modes, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.